Who’s Responsible if a Tree Falls on My House or Car? A Frequent Question With storm season coming up, we get asked this question quite...read more
Who’s Responsible if a Tree Falls on My House or Car?
Who Does the Repairs After You Have Filed a Claim?
Who Does the Repairs After You Have Filed a Claim? Companies You Can Use There’s often a lot of confusion on how to get your...read more
Speeding Tickets and Insurance Rates
Speeding Tickets and Insurance Rates In our agency we often get inquiries about Speeding Tickets and if they affect insurance rates. Yes, speeding tickets do...read more
Does Having a Pool Raise my Homeowners Insurance Rate?
Does Having a Pool Raise my Homeowners Insurance Rate? Swimming Pools and Insurance Rates The Question About Insurance Rates Here’s another question we get asked...read more
Commercial Insurance Audits
Commercial Insurance Audits Commercial Insurance Policies We don’t talk a lot about commercial insurance. But at Hanby Insurance, we do write quite a bit of...read more
Discounts on Auto Insurance
What Discounts Can I Get on Auto Insurance? In the past, we’ve talked about discounts that are available for homeowners’ insurance. But we haven’t really...read more
What is a C.L.U.E.® Report?
What is a C.L.U.E.® Report? What It Does Insurance companies use reports to help determine your rates. One of the reports they use is called...read more
Is Termite Damage Covered?
Termite Damage Lately, I’ve been getting questions from people asking if their homeowner’s insurance covers damage caused by termites. That’s a tricky question. Typically, your...read more
Rising Insurance Rates 2022
Rising Insurance Rates in 2022 Why home and auto insurance rates are rising in 2022. I hate to be the bearer of bad news, folks,...read more
Protecting Your Firearms
Protecting Your Firearms Coverage Limit for Firearms Most homeowner’s policies limit coverage for theft of firearms to $1,000. If you have a large gun and/or...read more