Does Having a Pool Raise my Homeowners Insurance Rate?
Does Having a Pool Raise my Homeowners Insurance Rate? Swimming Pools and Insurance Rates The Question About Insurance Rates Here’s another question we get asked a lot at Hanby –…
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Commercial Insurance Audits
Commercial Insurance Audits Commercial Insurance Policies We don’t talk a lot about commercial insurance. But at Hanby Insurance, we do write quite a bit of commercial insurance policies – specifically…
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Discounts on Auto Insurance
What Discounts Can I Get on Auto Insurance? In the past, we’ve talked about discounts that are available for homeowners’ insurance. But we haven’t really talked about auto insurance. Honestly,…
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What is a C.L.U.E.® Report?
What is a C.L.U.E.® Report? What It Does Insurance companies use reports to help determine your rates. One of the reports they use is called a C.L.U.E.® (Comprehensive Loss Underwriting…
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Is Termite Damage Covered?
Termite Damage Lately, I’ve been getting questions from people asking if their homeowner’s insurance covers damage caused by termites. That’s a tricky question. Typically, your homeowner’s insurance isn’t meant to…
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Rising Insurance Rates 2022
Rising Insurance Rates in 2022 Why home and auto insurance rates are rising in 2022. I hate to be the bearer of bad news, folks, but…along with everything else, insurance…
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Protecting Your Firearms
Protecting Your Firearms Coverage Limit for Firearms Most homeowner’s policies limit coverage for theft of firearms to $1,000. If you have a large gun and/or ammunition collection that you keep…
Read MoreSOCIETY OF CICS HONORS ERIN NEILL
SOCIETY OF CERTIFIED INSURANCE COUNSELORS HONORS ERIN NEILL FOR FIVE YEARS OF DEDICATED LEADERSHIP AND PROFESSIONAL DEVELOPMENT. Erin Neill, CIC of Rockwall, Texas was recently recognized for professional leadership and…
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Understanding Actual Cash Value (ACV)
Understanding Actual Cash Value (ACV) What is ACV? There’s a term in insurance that floats around quite often, and that is Actual Cash Value (ACV). This applies to many things.…
Read MoreWhat is Full Coverage Insurance?
What is Full Coverage Auto Insurance? The Origin of the Term We often get asked about full coverage auto insurance. “Full coverage” isn’t actually an insurance term. It started with…
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