Disability insurance is an important tool for anyone who relies on their income to support themselves or their family. If you become sick or injured and can no longer work, disability insurance can provide financial protection and help cover expenses such as bills and childcare.
It’s important to note that Social Security Disability Insurance (SSDI) only covers total disability and has strict eligibility requirements. Private disability insurance can provide more comprehensive coverage and may be more accessible to those who don’t meet SSDI requirements.
Disability insurance policies can vary widely in terms of coverage and cost, so it’s important to carefully review and compare your options. Some policies may provide benefits for short-term disabilities, while others may cover long-term disabilities or offer partial disability benefits.
Don’t wait until it’s too late to consider disability insurance – the risk of disability is real and can happen to anyone at any time. Protect yourself and your family by exploring your disability insurance options today.