Restaurant & Bar

Insurance Solutions for your Restaurant or Bar in Rockwall, Texas.

Running a restaurant or bar is more than a business—it’s a labor of love. However, with the fast-paced environment of the food and beverage industry comes a unique set of risks and challenges. At Hanby Insurance, we understand these complexities. We are here to help restaurant and bar owners in Rockwall, Heath, Royse City, and surrounding areas protect their businesses with customized insurance solutions.

Why Insurance is Essential for Restaurants and Bars

The restaurant and bar industry risks can be significant, from unexpected accidents to liability claims. Without the right coverage, these risks could jeopardize your operations, assets, and hard-earned reputation. That’s why having a comprehensive insurance plan is essential to safeguard your livelihood.

Comprehensive Coverage Options for Restaurants and Bars

Hanby Insurance offers a wide range of coverage options tailored specifically for restaurants and bars. Here are some key protections to consider:

  1. Property Insurance
    Protects your building, equipment, inventory, and furnishings from fire, theft, and vandalism risks.
  2. General Liability Insurance
    Covers claims related to accidents or injuries on your property, such as a customer slipping and falling.
  3. Liquor Liability Insurance
    If your establishment serves alcohol, this coverage protects against claims related to the sale or service of alcohol, such as incidents involving intoxicated patrons.
  4. Business Income Coverage
    Helps cover lost income if your business is temporarily closed due to a covered event, ensuring you can stay on your feet during challenging times.
  5. Workers’ Compensation Insurance
    Provides medical and wage benefits for employees injured on the job, helping you comply with state requirements and take care of your team.

Additional Coverages to Enhance Your Protection

To provide even more peace of mind, we also offer:

  • Assault and Battery Coverage: Protects against claims from fights or altercations on your premises.
  • Non-Owned and Hired Auto Insurance: Covers vehicles your business uses but doesn’t own.
  • Signage Coverage: Protects outdoor signs from damage or theft.
  • Money and Securities Coverage: Safeguards your cash and financial assets against theft or loss.

Why Choose Hanby Insurance?

With decades of experience serving North Texas businesses, we know what it takes to protect restaurants and bars in our community. As a local, independent agency, we work with trusted carriers to design coverage tailored to your needs and budget.

Let’s Protect Your Business

Don’t let unexpected events or liabilities disrupt your success. Contact Hanby Insurance today to learn more about how we can protect your restaurant or bar. From fine dining establishments in Rockwall to cozy pubs in Royse City, we’re here to provide peace of mind so you can focus on what you do best—serving your community.

At Hanby Insurance, your success is our priority. Let us protect your business so you can keep serving up great experiences.

green metal bar stools on bar