Floods are among the most frequent and costly natural disasters in the United States, and for homeowners in Rockwall, Texas, and the surrounding areas, having the right insurance coverage is smart. At Hanby Insurance, we’re here to ensure you’re fully prepared to protect your home and peace of mind.
Floods don’t wait for an invitation—they happen when you least expect them. Our North Texas communities can be vulnerable to flood damage from heavy rains to overflowing creeks. The Federal Emergency Management Agency (FEMA) has created detailed maps highlighting flood risks nationwide, including here in Rockwall. These maps help identify areas prone to flooding and predict potential floodwater levels, making them an excellent tool for homeowners to assess their risk.
Standard homeowners’ insurance does not cover flood damage. Without flood insurance, you could be left paying out of pocket to repair your home and replace its contents after a flood. That’s why flood insurance is an essential layer of protection for your property.
Flood insurance protects your most valuable assets when the unexpected happens. Here’s what it typically covers:
At Hanby Insurance, we understand that every home is unique. That’s why we work with you to customize a flood insurance policy that aligns with your needs and risk level. Whether you live in a high-risk flood zone or want to add an extra layer of security, we’ll find the right solution.
Protecting your home from potential flood damage isn’t just about safeguarding your property but your future. Don’t wait for the next storm to hit—reach out to Hanby Insurance today to learn more about flood insurance options in Rockwall, Heath, Rowlett, and surrounding areas.
You may also want to read our blog about common myths about flood insurance: Flood Insurance Myths
