The Importance of an Annual Policy Review

Today, I want to discuss the importance of an annual policy review. Every year, we send our clients an annual policy review via email. This is when we ask some questions about your insurance needs that we might not have been able to ask throughout the year.

What is the Purpose of an Annual Policy Review?

Everyone gets busy, and there are some things people don’t think to tell their insurance agent.  For example, having a new roof installed. Many people assume that if they file a claim for the roof, the insurance agency automatically knows you have a new roof. Unfortunately, this is not the case. While we do try to keep track of all the claims in our agency, we’re not always notified of claims. Sometimes, things can happen, such as getting a new roof, and we’re unaware of it.

Other things that are often overlooked are new drivers in your household or any updates you’ve made to your home. You might also have general questions. That’s why it’s important to do the annual review with us and ensure everything is current. We don’t ever want a claim to happen and there not be any coverage because no one was aware of the changes.

How is the Annual Review Conducted?

We will send you an email annually with the subject “It’s Time for your Annual Policy Review!” The reviews are fairly short and interactive. Questions are typically based on how you answer previous questions. This is the best way to ensure you’re getting the proper coverage and an accurate rate for your insurance. We’re also checking to ensure you have all the discounts available.

If the survey doesn’t fit your needs, you are always welcome to schedule a call with one of our agents, either by telephone or in person.

Schedule an Appointment with Hanby

It’s important that you check in with us at least once a year—just to make sure everything we have is up to date. At Hanby, we truly care about you and want to make sure you have the right coverage to fit your needs. Hanby Helps!