Comprehensive Insurance for North Texas Churches and Houses of Worship

At Hanby Insurance, we understand that churches and houses of worship are more than just buildings—they are sacred spaces where communities come together to find faith, support, and inspiration. As a cornerstone of North Texas since 1940, we take pride in helping protect your church from unexpected risks with tailored insurance coverage.

Whether you’re located in Rockwall, Heath, Royse City, or any surrounding area, our team is dedicated to providing specialized insurance solutions designed for the unique needs of churches and houses of worship.

Why Churches Need Insurance

Churches face various risks, from property damage caused by severe weather to liability concerns during community events. Without the right coverage, these risks can pose significant financial burdens, potentially disrupting your mission and ministry. At Hanby Insurance, we offer a range of policies to provide peace of mind and protection so you can focus on serving your congregation.

Key Insurance Coverages for Churches and Houses of Worship

Here are some of the essential types of insurance coverage we recommend for churches and houses of worship:

1. Property Insurance
   Property insurance protects your church building and other property, including sanctuaries, fellowship halls, offices, and valuable contents like musical instruments, furniture, and audiovisual equipment. It also covers damage from fires, storms, and vandalism.
2. General Liability Insurance
   Covers the legal and medical expenses if someone is injured on your property or during a church-sponsored event. For example, general liability insurance ensures you’re protected if a visitor slips and falls or a child is injured at a church daycare.
3. Pastoral Professional Liability
   Protects pastors and church leaders against claims of negligence or misconduct related to their professional duties. This coverage helps shield the individual and the church from legal and financial repercussions.
4. Workers’ Compensation Insurance
   For churches with paid staff, workers’ compensation is essential. It provides coverage for medical expenses and lost wages if an employee is injured while performing their job.
5. Commercial Auto Insurance
   Covers vehicles owned and operated by the church, such as vans for transporting members, youth groups, or supplies.
6. Cyber Liability Insurance
   In today’s digital world, churches often manage online donations, sensitive member data, and digital communication. Cyber liability insurance protects against data breaches, hacking, and cyberattacks.

Why Choose Hanby Insurance?

As a local, independent agency, Hanby Insurance has been serving North Texas churches and businesses for decades. We work closely with trusted insurance carriers to find policies tailored to your needs, always keeping your budget in mind.

Let’s Protect Your Ministry Together

Your church is a vital part of our North Texas community. Let Hanby Insurance ensure it’s protected with the right coverage. Contact us today for a free consultation and personalized quote. Together, we’ll create a policy that protects your ministry, your members, and your mission.

At Hanby Insurance, your peace of mind is our ministry.