Most North Texans have seen the recent news coverage about earthquakes in our area. The reality is that an earthquake can strike anywhere in the world at any time. This has led to many inquiries about coverage concerns. The standard homeowner’s policy DOES NOT cover earthquake damage. The policy also excludes coverage from an earthquake’s aftermath, such as landslide, mudslide or sinkhole.
You may be asking: “Do I need earthquake insurance?” Honestly, that answer depends on you and the level of risk you are willing to take. In Texas, there are rarely situations where a property owner is required to carry earthquake insurance.
Ask your agent if you would like a quote for earthquake coverage. If your current agent does not offer earthquake, Hanby Insurance can help.
Originally published May 2015