Protect Your Small Business with a Business Owners Package (BOP) from Hanby Insurance
As a small business owner, you wear a lot of hats. Protecting your business should be one of the easiest tasks on your to-do list. That’s where a Business Owners Package (BOP) comes in. A BOP is a smart, convenient way to bundle essential insurance coverages for your business needs in an all-in-one package. At Hanby Insurance, we’re here to help business owners in Rockwall, Texas, and surrounding areas find the right coverage to safeguard their hard work.
What is a Business Owners Package (BOP)?
A BOP combines several key types of insurance into a single, streamlined policy. It’s designed to address the most common risks small businesses face, including:
- Property Insurance: Protects your building, equipment, inventory, and other contents from risks like fire, theft, or storm damage.
- Liability Insurance: Covers claims related to your business operations, such as bodily injury, property damage, or issues with your products or services.
- Business Income & Extra Expense Protection: Helps cover lost income and additional operating costs if your business is temporarily unable to operate due to a covered event.
Why Choose a BOP?
A BOP offers a convenient, cost-effective way to secure foundational protection for your business. While policies can vary from one insurer to another, the ability to bundle multiple coverages into one policy makes managing your insurance simple and stress-free.
Additional Coverages to Consider
It’s important to know that a BOP doesn’t cover everything. Depending on your business’s specific needs, you may also need to add:
- Workers’ Compensation: Covers medical expenses and lost wages if an employee is injured on the job.
- Professional Liability Insurance: Protects against claims of errors, omissions, or negligence in your professional services.
- Commercial Auto Insurance: Covers vehicles owned and operated by your business.
At Hanby Insurance, we’ll work with you to assess your business’s unique risks and help you customize a BOP that’s right for you.
Let’s Build Your Business Protection
Protecting your business shouldn’t be complicated. Contact Hanby Insurance today to learn more about Business Owners Package policies and how they can provide the foundational coverage your business needs to thrive. Whether in Rockwall, Heath, Royse City, or any surrounding community, we’re here to help you safeguard your business and peace of mind.
