Comprehensive Insurance for Offices and Small Businesses

At Hanby Insurance, we know how hard small business owners in Rockwall, Texas, and the surrounding areas work to build their livelihoods. Whether renting office space or working from home, the right office insurance is essential to protect your business from property damage, theft, and liability. Don’t leave your success to chance—let us help you safeguard your business with tailored office insurance solutions.

Why Office Insurance is Essential

Accidents, natural disasters, or theft can strike when you least expect them, causing financial and operational setbacks for your business. Office insurance provides critical protection, whether you’re a contractor working from home or a small business renting office space.

It’s important to note that standard homeowners’ insurance often won’t cover a home office setup, leaving many businesses vulnerable. Business Owner’s insurance protects your business assets and operations, giving you peace of mind to focus on growth.

What Our Office Insurance Covers

Business Owner’s insurance policies, often called BOPs, are specifically designed to meet the needs of small businesses. Here’s a breakdown of the coverage we offer:

Property Coverage

• Office Contents: Protects furniture, tools, and supplies in your workspace.
• Computer Equipment: Covers hardware, software, and data recovery costs if your system crashes.
• Sign Coverage: Protects signage in case of damage or theft.
• Assets in Transit: Covers business assets being transported between locations.
• Water Damage: Includes hot water tank explosions and wastewater backups.
• Receivables and Securities: Helps recreate lost financial documents in the event of damage or theft.

Crime Coverage

• Employee Dishonesty: Protects against theft or fraud committed by employees.
• Theft and Robbery: Covers losses from break-ins inside and outside your office.
• Counterfeit Protection: Protects against financial losses from fake deposits or transactions.

Liability Coverage

Liability insurance is a key component of our office insurance policies. If a client or visitor is injured in your workspace, we provide legal representation and cover court costs or settlements.

Why Choose Hanby Insurance?

Since 1940, Hanby Insurance has proudly served businesses across Rockwall, Heath, Royse City, and nearby communities. As a trusted local agency, we understand small businesses’ challenges and are committed to offering affordable, comprehensive coverage tailored to your needs.

With our fast, hassle-free application process, you can get covered in just minutes. Let us help you protect your hard work and secure your future.

Get Covered Today

Your business deserves the best protection. Contact Hanby Insurance today for a free consultation and learn how our customized office insurance policies can protect your business from unexpected risks. With Hanby Insurance, you’ll have peace of mind knowing you’re prepared for whatever comes your way.