Paw-sitively Great Pet Insurance
Everyone knows we offer home, auto, and commercial insurance. But did you know we also offer pet insurance?
What is Pet Insurance?
Pet insurance is a relatively new product that’s been out for about 5-6 years now. It’s meant to protect your furry friends in case anything crazy happens. It’s essentially pet health insurance.
What is the Cost and Coverage?
Most policies we have quoted typically run between $40 and $60 per month. They provide reimbursement for things such as accidental injuries, illnesses, behavioral therapy, some congenital conditions, hereditary conditions, ingestion of a foreign object, euthanasia, cremation, and any accidental death. Like a routine dental cleaning, it will cover up to $100. It will cover up to $80 for a routine physical exam, up to $30 for a fecal test, an additional $30 for a deworming, and $30 for a heartworm test. Some of those benefits can be used only twice a year, but they are provided.
Other things it can cover are up to $100 for flea and tick prevention, up to $50 for heartworm prevention medicine, $60 for boosters and vaccines, and some coverage for vitamin supplements, etc. There is a 14-day waiting period for pet insurance. So, you can’t sign up for pet insurance the same day your dog swallows something in the backyard and expect coverage.
Is My Pet Eligible?
Any pet is eligible for pet insurance between the ages of 8 weeks and 13 years old. As they get older, the cost does go up. Some things are not covered, such as pre-existing conditions, cosmetic procedures, spaying and neutering, or any costs associated with breeding your pet.
Summary
It is a neat product! If you have a lot of pets or spend a lot of money on them, it might be worth looking into. Here at Hanby, we love all our furry friends and want to ensure they get the best health treatment possible
