Renters Insurance in Rockwall, Texas

Curious about Renters Insurance?

It’s not just affordable; it’s a smart move. Here at Hanby, we’ve got a variety of options to hook you up with the best Renter’s Insurance in Rockwall, Texas.

When you rent a home or an apartment, it is often assumed that the landlord is covered under their insurance for damages from fire and disasters. However, their insurance does not cover you or your belongings. That’s where Renters Insurance steps in. As a renter, it’s your responsibility to purchase renters insurance, and trust us, it’s packed with coverage options to keep you shielded from the unexpected.

Let’s dive in to what is covered under Renters Insurance?

1. Personal property coverage: This is your safety net for theft, loss or destruction of your personal belongings in the event of fire, storms, and other covered perils. And guess what? It covers your stuff when it’s not at home-like that laptop you take on trips.

2. Liability coverage: Standard in a renter’s insurance policy, liability insurance has your back if you’re found liability for damages at your residence. Accidentally break your neighbors window with a baseball? Liability coverage steps up.

3. Additional living expenses: If your place becomes unlivable due to a covered claim, your renters insurance swoops in to cover temporary living expenses. Think hotels, restaurants and other costs you wouldn’t normally face.

Now let’s talk numbers. Thee average premium? Just $187 a year, according to data from the National Association of Insurance Commissioners (NAIC). That’s between between $15 and $30 per month. And here’s the kicker, there are more options than you think. Tailor your policy to your needs, pick and choose the coverage that matters most to you.

Ready purchase affordable protection for your home? All of us at Hanby Insurance look forward to connecting with you, let’s get you protected!