Is My Windshield Covered?
Is My Windshield Covered? We often get calls about chipped or cracked windshields. Many times, people ask, “Is my windshield covered?” Like most insurance questions, it’s a bit convoluted. If…
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Homeowners Insurance and Inflation
Homeowners Insurance and Inflation How Much Coverage to Include With inflation, we know everything is going up. One of the things we are seeing increase greatly is the value of…
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If I Let Someone Drive My Car, are they Insured?
If I Let Someone Drive My Car, are they Insured? Letting a Friend Drive or Borrow Your Car Often times, people ask us, “What happens if I let my friend…
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What is Flood Insurance?
What is Flood Insurance and Why Do You Need It? Flood insurance covers surface runoff water or rising water getting into your home. Flood is not considered a broken pipe…
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Paying a Claim Out-of-Pocket
Insurance Claim vs. Paying Out-of-Pocket When to Submit a Claim We often recommend paying a claim out-of-pocket, but only if the claim is for property damage only. If there is…
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How to Insure a Classic Car
How to Insure a Classic Car At Hanby, we don’t think you should ever put your classic auto on your personal auto policy – for several reasons. The biggest reason…
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Does Insurance Cover My Foundation?
Does Insurance Cover My Foundation? Is My Foundation Covered under my Homeowners Insurance? Wow, we’ve had a very hot and dry summer! A lot of people are asking, “Is my…
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Who’s Responsible if a Tree Falls on My House or Car?
Who’s Responsible if a Tree Falls on My House or Car? A Frequent Question With storm season coming up, we get asked this question quite often: “My neighbor’s tree fell…
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Who Does the Repairs After You Have Filed a Claim?
Who Does the Repairs After You Have Filed a Claim? Companies You Can Use There’s often a lot of confusion on how to get your house or car repaired in…
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Speeding Tickets and Insurance Rates
Speeding Tickets and Insurance Rates In our agency we often get inquiries about Speeding Tickets and if they affect insurance rates. Yes, speeding tickets do impact insurance rates but you…
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