If I Let Someone Drive My Car, are they Insured? Letting a Friend Drive or Borrow Your Car Often times, people ask us, “What happens...
read morePaying a Claim Out-of-Pocket
October 21, 2022
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Insurance Claim vs. Paying Out-of-Pocket When to Submit a Claim We often recommend paying a claim out-of-pocket, but only if the claim is for property...
read moreHow to Insure a Classic Car
October 14, 2022
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How to Insure a Classic Car At Hanby, we don’t think you should ever put your classic auto on your personal auto policy – for...
read moreWho’s Responsible if a Tree Falls on My House or Car?
September 27, 2022
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Who’s Responsible if a Tree Falls on My House or Car? A Frequent Question With storm season coming up, we get asked this question quite...
read moreWho Does the Repairs After You Have Filed a Claim?
September 13, 2022
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Who Does the Repairs After You Have Filed a Claim? Companies You Can Use There’s often a lot of confusion on how to get your...
read moreSpeeding Tickets and Insurance Rates
September 5, 2022
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Speeding Tickets and Insurance Rates In our agency we often get inquiries about Speeding Tickets and if they affect insurance rates. Yes, speeding tickets do...
read moreDiscounts on Auto Insurance
August 9, 2022
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What Discounts Can I Get on Auto Insurance? In the past, we’ve talked about discounts that are available for homeowners’ insurance. But we haven’t really...
read moreWhat is a C.L.U.E.® Report?
July 26, 2022
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What is a C.L.U.E.® Report? What It Does Insurance companies use reports to help determine your rates. One of the reports they use is called...
read moreRising Insurance Rates 2022
June 23, 2022
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Rising Insurance Rates in 2022 Why home and auto insurance rates are rising in 2022. I hate to be the bearer of bad news, folks,...
read moreWhat is Full Coverage Insurance?
May 18, 2022
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What is Full Coverage Auto Insurance? The Origin of the Term We often get asked about full coverage auto insurance. “Full coverage” isn’t actually an...
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