When to Add Someone to Your Auto Insurance
When to Add Someone to Your Auto Insurance “When should I add someone to my auto insurance?” This question comes up often, and here’s the answer: Anyone who lives within…
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The Importance of Rental Car Insurance
Importance of Rental Car Insurance I want to tell you about the importance of taking out the insurance on your rental car, from the rental car company. Most people don’t…
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A Grinch Stole My Christmas Packages!
Oh No! A Grinch Stole My Christmas Packages! At Hanby Insurance, we’re so excited about the upcoming holiday season! However, we want to make you aware of a few things…
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It Just Hailed. What Do I Do?
It Just Hailed. What Do I Do? What to Do After Hail It just hailed. What do you do? Hail is always scary. Because it isn’t…
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Types of Auto Insurance Coverage
Types of Auto Insurance Coverage What coverage can you get on your auto insurance – or what is auto insurance coverage? That can be a…
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What is an Umbrella Policy?
What is a Personal Umbrella Policy? The Reason for an Umbrella Policy Umbrella policies are an important tool to help protect your financial security. Unfortunately,…
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Do Hail Claims Increase My Auto Insurance Premiums?
Do Hail Claims Increase My Auto Insurance Premiums? Hail Claims on Insurance We recommend that you do your best to try to prevent hail damage from happening to your vehicles.…
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Is My Windshield Covered?
Is My Windshield Covered? We often get calls about chipped or cracked windshields. Many times, people ask, “Is my windshield covered?” Like most insurance questions, it’s a bit convoluted. If…
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If I Let Someone Drive My Car, are they Insured?
If I Let Someone Drive My Car, are they Insured? Letting a Friend Drive or Borrow Your Car Often times, people ask us, “What happens if I let my friend…
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Paying a Claim Out-of-Pocket
Insurance Claim vs. Paying Out-of-Pocket When to Submit a Claim We often recommend paying a claim out-of-pocket, but only if the claim is for property damage only. If there is…
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How to Insure a Classic Car
How to Insure a Classic Car At Hanby, we don’t think you should ever put your classic auto on your personal auto policy – for several reasons. The biggest reason…
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Who’s Responsible if a Tree Falls on My House or Car?
Who’s Responsible if a Tree Falls on My House or Car? A Frequent Question With storm season coming up, we get asked this question quite often: “My neighbor’s tree fell…
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Who Does the Repairs After You Have Filed a Claim?
Who Does the Repairs After You Have Filed a Claim? Companies You Can Use There’s often a lot of confusion on how to get your house or car repaired in…
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Speeding Tickets and Insurance Rates
Speeding Tickets and Insurance Rates In our agency we often get inquiries about Speeding Tickets and if they affect insurance rates. Yes, speeding tickets do impact insurance rates but you…
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Discounts on Auto Insurance
What Discounts Can I Get on Auto Insurance? In the past, we’ve talked about discounts that are available for homeowners’ insurance. But we haven’t really talked about auto insurance. Honestly,…
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What is a C.L.U.E.® Report?
What is a C.L.U.E.® Report? What It Does Insurance companies use reports to help determine your rates. One of the reports they use is called a C.L.U.E.® (Comprehensive Loss Underwriting…
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Rising Insurance Rates 2022
Rising Insurance Rates in 2022 Why home and auto insurance rates are rising in 2022. I hate to be the bearer of bad news, folks, but…along with everything else, insurance…
Read MoreWhat is Full Coverage Insurance?
What is Full Coverage Auto Insurance? The Origin of the Term We often get asked about full coverage auto insurance. “Full coverage” isn’t actually an insurance term. It started with…
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What do I do if I’ve been in a car accident?
What do I do if I’ve been in a car accident? Make Sure Everyone is Safe This is the most important thing to do. If you’re in the middle of…
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Does having a dashcam save money on my car insurance?
Does having a dashcam save money on my car insurance? The Short Answer: No The answer to this question is no. However, it’s a great idea to get a dashcam…
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Does My Car Insurance Cover Me in a Rental Car?
The Short Answer: It Depends on Your Policy This is a tricky question. Yes, the majority of insurance policies out there will cover you while you’re driving a substitute vehicle…
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Do you have questions about insurance for your Tesla?
Do you have questions about insurance for your Tesla? We have answers! Buying insurance for your Tesla is not really that different from insuring other vehicle, but there are a…
Read MoreState Minimum Liability Limits
The Truth about Buying State Minimum Liability Limits. Buying state minimum liability limits is never in your best interest. You can usually buy much better limits for just a few…
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Insurance for your Teen Driver
Insurance for your Teen Driver At Hanby Insurance, we specialize in helping you find the right insurance for teen drivers. There are a lot of rumors and misconceptions out there,…
Read MoreIndependent Agency vs. Captive Carrier Insurance
The bottom line is independent agencies offer choices. This means better coverage and lower premiums for their clients.
Read MoreThink twice about letting your auto insurance lapse…
Think twice before letting your auto insurance policy lapse.In Texas and almost all other states (New Hampshire being the exception) it is against the law to drive without insurance.
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Auto Insurance Buyer’s Guide
Most of us would rather go to the dentist than think about shopping for insurance. The bottom line, is that Texas requires that all drivers carry car insurance. Therefore, if you are spending your money on auto insurance why not make sure you have adequate coverage?
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