Condo Insurance

There is a common misconception that when you buy a Condo or Town-home, the insurance is “included” in the HOA dues. While there is some truth to this, it’s not 100% accurate and could leave you in a bad position should a claim occur. Most of the time, the Homeowners Association (HOA) provides what is called a master policy.  A master policy typically includes property and liability coverage for the common areas and property. This would include things such as […]