Flood Insurance Myths

Flood Insurance Myths

August 23, 2024

Flood Insurance Myths Earlier this summer, we had a lot of rain in North Texas. We even broke some records because of the rainfall we had! With all of the…

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Roommates

Roommates and Insurance Policies

June 21, 2024

Roommates and Insurance Policies Our blog is all about answering questions. So, when we get questions more than once, we like to write a blog about them. Generally, the public…

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Hail North Texas

Wind and Hail Deductible Increases

April 10, 2024

Wind and Hail Deductible Increases Today I want to talk about increasing homeowner’s insurance deductibles, specifically wind and hail deductibles. North Texas, is notorious for wind and hailstorms. In fact,…

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Dogs and Homeowners Insurance

Dogs and Homeowners Insurance

January 22, 2024

Dogs and Homeowners Insurance Did you know that if you have a certain breed of dog, it might be harder for you to get insurance on your house? Many insurance…

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Home decorated for Christmas

Holiday Home Insurance Claims

November 21, 2023

The Holiday’s and Home Insurance Claims During the holiday season, we see an uptick in home claims. This is typically attributed to a couple things – one of them being…

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Renters Insurance College Students

Does My College Student Need Renter’s Insurance?

August 15, 2023

Does My College Student Need Renter’s Insurance? Sending your child off to college is a significant milestone. Renter’s insurance might not be at the forefront of your mind, but it’s…

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Home Safety

Fireworks and Home Insurance Tips

June 30, 2023

Fireworks and Home Insurance Tips Celebrate Safely Fireworks are an integral part of many celebrations and can add sparkle and excitement to any special occasion….

The post Fireworks and Home Insurance Tips appeared first on Hanby Insurance.

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Texas Hail

It Just Hailed. What Do I Do? 

June 19, 2023

It Just Hailed. What Do I Do?  What to Do After Hail  It just hailed. What do you do? Hail is always scary. Because it isn’t…

The post It Just Hailed. What Do I Do?  appeared first on Hanby Insurance.

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Importance of Renters Insurance

Importance of Renters Insurance

May 1, 2023

The Importance of Renters Insurance I want to discuss the importance of carrying renters insurance. If you own a home, your mortgage company typically requires that you carry Homeowner’s Insurance.…

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What is an Umbrella Policy?

April 10, 2023

What is a Personal Umbrella Policy? The Reason for an Umbrella Policy Umbrella policies are an important tool to help protect your financial security. Unfortunately,…

The post What is an Umbrella Policy? appeared first on Hanby Insurance.

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How Claims Impact Homeowner’s Insurance

March 29, 2023

How Claims Impact Homeowner’s Insurance Rates Protecting Your Home One reason we all have insurance is to protect ourselves against financial loss. Should something happen,…

The post How Claims Impact Homeowner’s Insurance appeared first on Hanby Insurance.

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Protecting Your Jewelry

January 31, 2023

Jewelry Insurance: Protect Your Bling Month of Love It’s February – the month of love! We know a lot of people are getting special gifts and some are even getting…

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The Importance of Home Inventory

January 17, 2023

The Importance of Home Inventory Why Should I Have a Home Inventory? When something catastrophic happens, it’s almost impossible to think of all of the things you had in your…

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Homeowners Insurance and Inflation

December 20, 2022

Homeowners Insurance and Inflation How Much Coverage to Include With inflation, we know everything is going up. One of the things we are seeing increase greatly is the value of…

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What is Flood Insurance?

November 1, 2022

What is Flood Insurance and Why Do You Need It? Flood insurance covers surface runoff water or rising water getting into your home. Flood is not considered a broken pipe…

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Does Insurance Cover My Foundation?

October 6, 2022

Does Insurance Cover My Foundation? Is My Foundation Covered under my Homeowners Insurance? Wow, we’ve had a very hot and dry summer! A lot of people are asking, “Is my…

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Who’s Responsible if a Tree Falls on My House or Car?

September 27, 2022

Who’s Responsible if a Tree Falls on My House or Car? A Frequent Question With storm season coming up, we get asked this question quite often: “My neighbor’s tree fell…

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Who Does the Repairs After You Have Filed a Claim?

September 13, 2022

Who Does the Repairs After You Have Filed a Claim? Companies You Can Use There’s often a lot of confusion on how to get your house or car repaired in…

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Does Having a Pool Raise my Homeowners Insurance Rate?

September 1, 2022

Does Having a Pool Raise my Homeowners Insurance Rate? Swimming Pools and Insurance Rates The Question About Insurance Rates Here’s another question we get asked a lot at Hanby –…

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What is a C.L.U.E.® Report?

July 26, 2022

What is a C.L.U.E.® Report? What It Does Insurance companies use reports to help determine your rates. One of the reports they use is called a C.L.U.E.® (Comprehensive Loss Underwriting…

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Is Termite Damage Covered?

July 5, 2022

Termite Damage Lately, I’ve been getting questions from people asking if their homeowner’s insurance covers damage caused by termites. That’s a tricky question. Typically, your homeowner’s insurance isn’t meant to…

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Rising Insurance Rates 2022

June 23, 2022

Rising Insurance Rates in 2022 Why home and auto insurance rates are rising in 2022. I hate to be the bearer of bad news, folks, but…along with everything else, insurance…

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Protecting Your Firearms

June 15, 2022

Protecting Your Firearms Coverage Limit for Firearms Most homeowner’s policies limit coverage for theft of firearms to $1,000. If you have a large gun and/or ammunition collection that you keep…

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Understanding Actual Cash Value (ACV)

May 25, 2022

Understanding Actual Cash Value (ACV) What is ACV? There’s a term in insurance that floats around quite often, and that is Actual Cash Value (ACV). This applies to many things.…

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Submitting a Home Insurance claim?

May 9, 2022

What is the process of submitting a homeowner’s insurance claim? Prevent Further Damage The very first thing you need to do is try to prevent further damage from happening to…

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How Can I Get Discounts on My Homeowner’s Insurance?

April 28, 2022

How Can I Get Discounts on My Homeowner’s Insurance? Rising Insurance Rates Insurance rates are going up! Everyone loves to hear that, right? Unfortunately, that’s the reality. So today, I…

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Am I Committing Insurance Fraud with my Roof Repair?

March 22, 2022

Am I Committing Insurance Fraud with my Roof Repair? The Lie Roofers Tell You Storm season is approaching, and with it comes roof damage. When this inevitably happens, many roofers…

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Independent Agency vs. Captive Carrier Insurance

April 14, 2016

The bottom line is independent agencies offer choices. This means better coverage and lower premiums for their clients.

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Love your Bling? Insure Your Ring!

February 13, 2016

Love your Bling? Insure Your Ring! Tomorrow is Valentine’s Day. Did you know is that there is very little coverage under the standard homeowner’s or renter’s insurance policy for jewelry?…

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Homeowner’s Insurance Buyer’s Guide

April 10, 2015

Homeowners Insurance Buyer’s Guide You may be surprised to learn that not all homeowner’s insurance policies are the same, especially in Texas. In this article I will explain the coverage…

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