What is Flood Insurance and Why Do You Need It? Flood insurance covers surface runoff water or rising water getting into your home. Flood is...
read moreDoes Insurance Cover My Foundation?
October 6, 2022
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Does Insurance Cover My Foundation? Is My Foundation Covered under my Homeowners Insurance? Wow, we’ve had a very hot and dry summer! A lot of...
read moreWho’s Responsible if a Tree Falls on My House or Car?
September 27, 2022
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Who’s Responsible if a Tree Falls on My House or Car? A Frequent Question With storm season coming up, we get asked this question quite...
read moreWho Does the Repairs After You Have Filed a Claim?
September 13, 2022
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Who Does the Repairs After You Have Filed a Claim? Companies You Can Use There’s often a lot of confusion on how to get your...
read moreDoes Having a Pool Raise my Homeowners Insurance Rate?
September 1, 2022
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Does Having a Pool Raise my Homeowners Insurance Rate? Swimming Pools and Insurance Rates The Question About Insurance Rates Here’s another question we get asked...
read moreWhat is a C.L.U.E.® Report?
July 26, 2022
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What is a C.L.U.E.® Report? What It Does Insurance companies use reports to help determine your rates. One of the reports they use is called...
read moreIs Termite Damage Covered?
July 5, 2022
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Termite Damage Lately, I’ve been getting questions from people asking if their homeowner’s insurance covers damage caused by termites. That’s a tricky question. Typically, your...
read moreRising Insurance Rates 2022
June 23, 2022
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Rising Insurance Rates in 2022 Why home and auto insurance rates are rising in 2022. I hate to be the bearer of bad news, folks,...
read moreProtecting Your Firearms
June 15, 2022
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Protecting Your Firearms Coverage Limit for Firearms Most homeowner’s policies limit coverage for theft of firearms to $1,000. If you have a large gun and/or...
read moreUnderstanding Actual Cash Value (ACV)
May 25, 2022
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Understanding Actual Cash Value (ACV) What is ACV? There’s a term in insurance that floats around quite often, and that is Actual Cash Value (ACV)....
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