The Importance of Home Inventory
The Importance of Home Inventory Why Should I Have a Home Inventory? When something catastrophic happens, it’s almost impossible to think of all of the things you had in your…
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Homeowners Insurance and Inflation
Homeowners Insurance and Inflation How Much Coverage to Include With inflation, we know everything is going up. One of the things we are seeing increase greatly is the value of…
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What is Flood Insurance?
What is Flood Insurance and Why Do You Need It? Flood insurance covers surface runoff water or rising water getting into your home. Flood is not considered a broken pipe…
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Does Insurance Cover My Foundation?
Does Insurance Cover My Foundation? Is My Foundation Covered under my Homeowners Insurance? Wow, we’ve had a very hot and dry summer! A lot of people are asking, “Is my…
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Who’s Responsible if a Tree Falls on My House or Car?
Who’s Responsible if a Tree Falls on My House or Car? A Frequent Question With storm season coming up, we get asked this question quite often: “My neighbor’s tree fell…
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Who Does the Repairs After You Have Filed a Claim?
Who Does the Repairs After You Have Filed a Claim? Companies You Can Use There’s often a lot of confusion on how to get your house or car repaired in…
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Does Having a Pool Raise my Homeowners Insurance Rate?
Does Having a Pool Raise my Homeowners Insurance Rate? Swimming Pools and Insurance Rates The Question About Insurance Rates Here’s another question we get asked a lot at Hanby –…
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What is a C.L.U.E.® Report?
What is a C.L.U.E.® Report? What It Does Insurance companies use reports to help determine your rates. One of the reports they use is called a C.L.U.E.® (Comprehensive Loss Underwriting…
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Is Termite Damage Covered?
Termite Damage Lately, I’ve been getting questions from people asking if their homeowner’s insurance covers damage caused by termites. That’s a tricky question. Typically, your homeowner’s insurance isn’t meant to…
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Rising Insurance Rates 2022
Rising Insurance Rates in 2022 Why home and auto insurance rates are rising in 2022. I hate to be the bearer of bad news, folks, but…along with everything else, insurance…
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